Who do you primarily serve?
- Storyline Financial Planning was designed to empower Christian Millennials, those in their 20’s and 30’s, to live more meaningful lives. By working with specific subset of people, I am able to focus precisely on issues that strictly pertain to them as while collaborating with shared values and beliefs. This has allowed me a greater degree of understanding and relevance while also allowing me to provide better value for my clients through services offered.
What if I'm not a Christian Millennial?
- That's alright! There are many advisors out there that serve specific client "niches". I’d love to help you find a financial planner that's better suited for you.
Are there any account minimums in order to become a client?
- No, there aren’t any asset minimums in order to become a client. However, asset management is an add-on service, to comprehensive financial planning (on-going client), but isn’t a determining factor when evaluating prospects. I do not manage investments as a stand-alone service.
How are you compensated for your service?
- Great question! I am compensated for the service and advice I provide. This means that I charge specified fee that you will be made aware of. I don’t sell any products and therefore, I nor any related party earn any commissions whatsoever. You can count on transparent fees for service.
Do you operate under the fiduciary or suitability standard?
- I operate under the fiduciary standard. The fiduciary standard requires that the adviser put the client’s interests above his or her own interests. On the contrary, the suitability standard only requires that the adviser make recommendations that are “suitable” for the client’s circumstances. A recommendation may be "suitable" for a client but not in their best interest. Also, you can expect disclosures for any conflicts of interest.
Where is your office located?
- I have chosen to be “office independent”. This means I don’t have an actual storefront office but rather work wherever there is a secure internet connection with a VPN (virtual private network). I primarily work from home but also have the flexibility to work on the go and while out of town. Because rent is one of the largest overhead expenses for businesses I have removed it as an operating expense in order charge my clients a fee that isn't dependent on rent. My lack of an official storefront does not change my availability though.
If you don’t have an office, how and when do you meet with clients?
- In today’s high-tech environment more and more can be done virtually, or online. I can meet with all prospects and clients via telephone or video call (local clients/prospects can opt for a face-to-face meeting). Meeting via web video call is the preferred method because of its sheer convenience for both myself and the client/prospect. Due to the increased flexibility, I’m able to offer various meeting times that include normal business hours, after business hours, weekends, and by appointment only (if needed).
What type of access can I expect to have from a financial planner?
- You can expect to have access to me via phone, text, or email. Because of technology I'm able to seamlessly stay connected with my clients. You can expect a response within 24-48 hours of contact unless stated otherwise due to certain circumstances.